We’d love to help you with your home purchase loan here at LoanIdaho.com. A common question we get a lot from home buyers is when to start the loan application process. Should you start when you find a home you want to make an offer on, or should you start before you start even looking for a home?
The answer is definitely before you start looking for homes, because having your loan docs already underway will help you negotiate with a seller (they’ll know you’re a serious, qualified buyer). You’ll also know more accurately how much home you can afford, and you’ll be able to shorten the time between offer and close of escrow because you’ll have more of the process under your belt.
Just fill out the form on the right to get started!